Kmart Brings Layaways Back
In response to our country's economic state, a major national discount chain has brought back their Kmart Lay-Away program. This is the perfect answer for those of us who are struggling economically this holiday.
When it comes to holiday shopping, I am an avid planner. I start my list the week after Christmas. Then I pick things up throughout the year. I always try to find the perfect thing for each person. For example, this Lego Millennium Falcon would be a dream gift for my husband. It is extravagant and he would never expect it. I have watched him drool over this item every time we pass by the Lego Store in the mall.
This item is $525 after sales tax in my state. That is quite a bit of money to pay all at once, but with proper planning, this dream gift seems more affordable being paid off in increments over the course of 8 weeks with no interest charges. You are required to make a deposit initially and a payment at least once every 2 weeks, which is fitting, since almost everyone is being paid bi-weekly these days. Keep Kmart in mind during your next holiday shopping trip before you whip out that credit card.